Shop Pay Installments
Shop Pay oers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
Fees or penalties
For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.
You can pay your balance o early without penalty.
There are no late fees; however, partial or late payments may affect your ability to use Shop Pay Installments in the future.
Credit Scores & Eligibility
Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.
To use Shop Pay Installments, your shipping address needs to be in the United States.
There are some items that you cannot use Shop Pay Installments to purchase, including, but not limited to:
- Cash advances
- Illegal items and activities
- Weapons, including parts and accessories
- Regulated products such as alcohol, tobacco, or drug paraphernalia Currency, including cryptocurrency
- PayPal, Venmo, and other money transfer services
- Loan and credit card payments
Terms of Service
Affirm is the originator and service provider of Shop Pay Installments, but payments are managed in your Shop Pay account.